Great Rates. Better Service. any way you want.
We’re proud to offer competitive savings rates — like our 3.01% APY¹ Elite Money Market Savings, and we don’t hide them. View today’s rates below or call 1-682-202-0615 to reach a real person in about 22 seconds, on average. You get answers faster here.
Trusted by
Pay your way
Streamlined workflows, automated tasks, and powerful cash flow management capabilities—all in one platform.
Get paid quickly & easily
Create, track, and sync professional invoices with ease. Set up your account in under 2 minutes and start accepting online payments—included free in every plan.
Manage your firm
Stay on top of client finances and in control. Find smart automation tools and flexible plans that fit each client’s needs, all in one place.
The top choice for over 100,000 business owners
Smarter tools, more control, better opportunities.
Optimize cash flow
Choose payment methods and speeds that work for your business—from instant transfers that get vendors paid in minutes to flexible options that let you hold onto cash longer.
Maintain control
Assign operational tasks while maintaining control over crucial decisions. Add team members and determine user roles and permissions for better approval workflows.
Sync to save time
Save hours of manual work and streamline your payment processes with Melio’s automation capabilities. Get a 2-way auto sync with QuickBooks Online, Quickbooks Desktop, Xero, or NetSuite, so all data is always up to date.
Move faster with AI
Streamline bill entry and automate workflows and approvals with AI-powered payment tools. Get instant answers about bills, payments, and vendors with Agent Mel—your very own personal AI payment assistant.
Pay global vendors
Make international payments at the speed of business, in your vendors’ preferred currency. Enjoy competitive exchange rates, transparent fees, and the convenience of managing domestic and global payments in one place.2
Billions transacted. Millions of hours saved.
15+
Hours saved on bill pay every month (average)
40M+
Bills paid on time through our platform
$100B+
Dollars we processed securely
2M+
Vendors that got paid
*Based on internal data, user surveys, and company records.
Your payment experience, always evolving.
AI bill capture
Add bills your way—by camera upload, email sync, or manual entry. Melio extracts the key details instantly and accurately.
Simplify tax forms
Collect W-9 forms from contractors directly via Melio and easily sync 1099 data to tax1099.com for easy end-of-year filing.
Apply vendor credits
Sync credits from QuickBooks Online so you can apply them and pay bills—all within Melio.
Pay by card
Use your card to pay vendors—even where cards aren’t accepted.3 Get vendors paid on time and hold on to cash for longer.
Fast payments
Expedite your payments with fast options available for local and global vendors, including fast ACH and card payments.
Pay over time
Pay business bills at the pace that works best for you—up to 12 monthly installments. Vendors get paid on time.4
Pay on the go
Make, track, and approve payments directly from Melio’s mobile app, even when you’re away from your computer.
Schedule in batch
Collate multiple bills and pay them in a few clicks. And, combine multiple bills to the same vendor and send them as one transaction.
Get paid quickly & securely
Custom payment links
Create unique payment links in under 2 minutes. Get paid by ACH or card and choose who pays the card fees.
Full cash flow control
Save time by tracking and managing all AP and AR from the same account.
Smarter AR flows
Save time with automated collection processes and keep your books in check with live accounting software sync.
Get paid faster
Choose to speed up payment delivery and receive funds in your bank account within minutes.*
We’re proud of our customers’ success
“The amount of time that Melio saves me is invaluable. It gives me more time to spend with the customers.” Jenny Hernandez, Co-founder
"In terms of convenience, with Melio we now save three to four hours monthly on global payments over our original method via our bank." Bob Hettel, Founder
“Being able to pay suppliers and contractors with a credit card through Melio saves me and my business a combined six figures every year.” Ryan Melnick, CEO
Trusted by the best
PPLTF’s impact extends beyond our payment platform. We power bill pay capabilities for some of the largest brands around the world.
